Best Utah Investment Property Loans (Hard Money - DSCR) - Easy Street Capital!

[Robin Simon]

Easy Street Capital is proud to be a leading private lender for the Beehive State! We offer industry leading Hard Money and DSCR Loans for every type of Utah Real Estate Investor. Easy Street Capital is the investment property loan provider for real estate investors of all experience levels and specialties, including popular strategies such as Short Term Rentals, Fixing and Flipping and the BRRRR Method! Our Utah DSCR Loans are perfect rental loans for the long-term real estate investor looking for cash flow. Our Utah Hard Money Loans are ideal for renovators looking to add value through rehabs or ground-up construction!

Check out the rest of this Utah Investment Property Loans page for all the information you need on our loan programs. Check out recently funded rental loans, information on all of our loan programs, FAQs, market analysis and more!

Utah has become a prime destination for real estate investors seeking both cash flow and appreciation, attracting them to build rental portfolios in the state. With numerous favorable elements such as a robust and steady economy, a growing population with high education levels, and picturesque markets ideal for vacation investment properties, the Beehive State has emerged as a favored choice. At Easy Street Capital, we take pride in being a prominent source of investment property loans, catering to the needs of real estate investors aiming to establish investment properties in Utah.

Investment Property Loan Types In Utah

When it comes to real estate investment opportunities in Utah, there is a wide range of investment property loans to choose from. Due to frequent snowfall and rugged conditions, there are lucrative properties in need of renovations. For investors skilled in property rehab, hard money renovation loans are a perfect choice! These loans enable you to swiftly purchase a property while financing the renovation costs. Once the rehabilitation is complete, you have the flexibility to either “flip” the property for a quick profit or pursue the BRRRR Method by renting it out and subsequently refinancing it into a long-term, low-interest DSCR loan!

DSCR Loans with long-term fixed rates are an excellent option for investing in turnkey rental properties. Turnkey properties are ready to rent without requiring any renovation work. Move-in ready single-family residences and fully furnished vacation rentals offer a great combination of cash flow and price appreciation. By opting for a fixed-rate DSCR Loan spanning thirty years, you secure a stable interest rate over an extended period. Assuming historical trends persist, rents and appreciation tend to steadily rise each year, while the debt costs remain unchanged for the duration of the fixed-rate 30-year loan. As a result, properties financed through a DSCR rental loan should experience increasing cash flow every year of ownership.

Utah: Landlord-Friendly State

With is business-friendly laws and regulations, Utah is a landlord-friendly state. Owners of rental properties, such as typical DSCR Loan borrower, are secure investing in the state. Utah does not have any form of rent control laws that apply state-wide. This means rental property owners are free to set rents at whatever level the market will bear. This can be an advantage for landlords who are looking to maximize their profits. Utah has relatively efficient and straightforward eviction procedures in place, allowing landlords to regain possession of their rental properties in a timely manner when necessary. The state provides clear guidelines for serving eviction notices and handling eviction lawsuits. Additionally, Utah allows landlords to include various provisions in their lease agreements, such as pet policies, late fees, and rules regarding the use of common areas. This flexibility allows landlords to establish clear expectations and rules for their rental properties.

Where To Invest In Real Estate In Utah

Utah is also a favorite market for real estate investors because of its diverse market options. There are lots of varying markets that offer great potential for each type of real estate investor. Salt Lake City is the largest city in the state and home to the flagship university, University of Utah. Ogden is the state’s eighth largest city with a growing population and thriving economy. St. George is known for its natural beauty and historical sites. Provo is located south of Salt Lake City and is home to BYU. Orderville is a vacation mountain town known for outdoor recreation options and small-town charm.

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Are you a Property Manager, Full-Scale Mortgage Broker (including Conventional, Non-QM) or Investor-Friendly Real Estate Agent in Utah? We are looking for trusted professionals in Utah to refer our investor borrowers too! Comment or DM me to discuss, and we can potentially feature you on our website!