Easy Street Capital is proud to be a leading private lender for The Lone Star State! We offer industry leading Hard Money and DSCR Loans for every type of Texas Real Estate Investor. Easy Street Capital is the investment property loan provider for real estate investors of all experience levels and specialties, including popular strategies such as Short Term Rentals, Fixing and Flipping and the BRRRR Method! Our Texas DSCR Loans are perfect rental loans for the long-term real estate investor looking for cash flow. Our Texas Hard Money Loans are ideal for renovators looking to add value through rehabs or ground-up construction!

Check out the rest of this Texas Investment Property Loans page for all the information you need on our loan programs. Check out recently funded rental loans, information on all of our loan programs, FAQs, market analysis and more!

Real estate investors from across the country are increasingly drawn to investment properties in Texas to develop their rental portfolios. The Lone Star State is a current favorite among real estate investors for several compelling reasons, including a robust economy, attractive pricing, and stable rental market conditions. Easy Street Capital is thrilled to be at the forefront as a premier provider of investment property loans for real estate investors seeking to establish rental portfolios in Texas!

Types of Investment Property Loans in Texas

When it comes to real estate investing in Texas, there are a variety of markets and types of investment property loans to choose from. Texas has plenty of older properties in need of renovators to restore them to rent-ready status. For investors adept at rehabbing older properties, hard money renovation loans are a perfect choice! These investment property loans allow you to buy a property quickly and finance your rehab costs as well! Once you are done, you can either “flip” the property for a quick return or pursue the BRRRR Strategy by renting it out and then refinancing into a long-term, low-rate DSCR loan!

Long-term DSCR Loans are also great for investing in turnkey rental properties. Turnkey refers to properties that are already rent-ready and require no renovations. Move-in ready single family homes and multi-unit properties (such as duplexes or triplexes) are great for cash flow and price appreciation. Most DSCR Loans are fixed rate for thirty years, locking you into a fixed interest rate for the long-term. While, if historical patterns continue, rents and appreciation increase steadily each year. Bottom line, debt costs stay the same while cash flow increases!

Texas: Landlord-Friendly State

In terms of regulation, Texas is considered a landlord-friendly state. Owners of rental properties, such as typical DSCR Loan borrowers, are secure investing in the state. Unlike some other states, Texas does not have any form of rent control. This means rental property owners are free to set rents at whatever level the market will bear, giving them the flexibility to maximize rents and cash flow.

In addition, if a tenant fails to pay rent or violates the terms of their lease, Texas rental property owners can begin the eviction process relatively quickly. For example, landlords can serve a tenant with a “3-day notice to quit” if they fail to pay rent. After just three days, the landlord can file a complaint for eviction in court. This provides landlords with a legal recourse to promptly address tenant issues, ensuring they can maintain the profitability of their investment.

Overall, Texas is a landlord-friendly state that offers many advantages for investors interested in rental properties. With its favorable rental market conditions, landlords can enjoy the freedom to set rents at market rates and take necessary actions to protect their investment.

Where To Invest In Real Estate In Texas

Texas is a favored market among real estate investors due to its vast options and diverse landscapes. As the second largest state in the country by both area and population, there are markets and opportunities for many different types of real estate investors. The cities highlighted in this article are a mixture of broadly recognized metropolises and smaller, emerging markets.

Houston is the largest city in Texas and the sixth-largest city in all of North America. Austin exudes an electrifying blend of creativity, live music, and outdoor adventure, making it a unique and captivating city for all to enjoy. Dallas is boasts a thriving cosmopolitan atmosphere, blending modern innovation with Southern hospitality to create a dynamic urban experience. A quick drive west brings you to Fort Worth, a city with a charming Texan identity that makes up the other half of the DFW megaplex. San Antonio enchants visitors with its rich history and a cultural tapestry that beautifully weaves together the past and the present.

There are plenty of opportunities outside the state's major cities. Galveston is an excellent STR market, offering a coastal haven that captures the heart and soothes the soul. El Paso, nestled against the rugged beauty of the Franklin Mountains, is a vibrant border city where Mexican and American cultures harmoniously blend. Corpus Christi a city known for its maritime charm, is home to a lively harbor that tempts anglers and sailors alike. South Padre Island is a captivating vacation destination with and a lively beachfront scene that ensures an unforgettable and rejuvenating getaway by the Gulf's sparkling waters. Lubbock, known as the "Hub City" is a close-knit community in the heart of West Texas known for its music scene and thought-provoking museums.

Are you a Property Manager or Full-Scale Mortgage Broker (including Conventional, Non-QM) in Texas? We are looking for trusted professionals in Texas to refer our investor borrowers too! Comment or DM me to discuss, and we can potentially feature you on our website!