Reach out to @Khemraj Sarju Jr. or myself to discuss 👍

* 100% Financing With NO Down Payment *

- FIX-TO-FLIP LOANS

- FIX-TO-RENT LOANS

- GROUND-UP LOANS

OUR INDEPENDENCE IS YOUR ADVANTAGE / We lend our own money and make our own decisions

✔ FAST / Close quickly; funding as fast as 10–15 business days

✔ RELIABLE / We don’t need third-party approval

✔ FLEXIBLE / We use common-sense underwriting processes, tailored to your unique situation.

Here are just three ways working with us benefits our borrowers:

1 - No down payment! / Other lenders require a 10%-20% down payment - We require ZERO.*

2 - YOU are the asset! / Other lenders underwrite loans based on the property’s asset value, as well as the borrower’s liquidity, credit, and experience. When we look at your liquidity and credit, we take a step further and also review your income and cash flow.

We can track your cash flow and success as they become more predictable — even if this is your first time with a fix-and-flip or fix-to-rent property! Naturally, any past experiences you’ve had with renovations are also considered.

3 - We keep it all in-house! / Other lenders rely on Wall Street underwriting guidelines and warehouse lines tied to these guidelines - All our decisions are made in-house.

We are focused on MUTUAL SUCCESS - With over 50 years of combined lending experience, we've made this product independent of outside influence. 99% of our short-term loans will remain in-house and on our balance sheet. This benefits you in having a reliable lending relationship, regardless of market changes.

States Serviced

Alabama / California / Colorado / Connecticut / Delaware / Florida / Georgia / Illinois / Indiana / Iowa / Kansas / Kentucky / Louisiana / Maine / Maryland / Massachusetts / Michigan / Minnesota / Montana / Mississippi / Missouri / New Hampshire / New Jersey / New Mexico / New York / North Carolina / Ohio / Oregon / Pennsylvania / Rhode Island / South Carolina / Tennessee / Texas / Utah / Virginia / Washington / West Virginia
/ Wisconsin