Best Mississippi Investment Property Loans (Hard Money - DSCR) - Easy Street Capital!

[Robin Simon]

Easy Street Capital is proud to be a leading private lender for The Magnolia State! We offer industry leading Hard Money and DSCR Loans for every type of Mississippi Real Estate Investor. Easy Street Capital is the investment property loan provider for real estate investors of all experience levels and specialties, including popular strategies such as Short Term Rentals, Fixing and Flipping and the BRRRR Method! Our Mississippi DSCR Loans are perfect rental loans for the long-term real estate investor looking for cash flow. Our Mississippi Hard Money Loans are ideal for renovators looking to add value through rehabs or ground-up construction!

Check out the rest of this Mississippi Investment Property Loans page for all the information you need on our loan programs. Check out recently funded rental loans, information on all of our loan programs, FAQs, market analysis and more!

Real Estate investors looking for cash flow and appreciation are flocking to Mississippi to build rental portfolios. The Magnolia State is liked by real estate investors due to many factors including affordable property values, a friendly tax environment and a diverse group of markets! Easy Street Capital is proud to be a leading provider of investment property loans in Mississippi!

Types of Investment Property Loans in Mississippi

When it comes to real estate investing in Mississippi, there are many markets and types of investment property loans to choose from. For investors that like to get their hands dirty, renovating older properties, hard money renovation loans are a perfect choice! These loans allow you to buy a property quickly and finance your rehab costs as well! Once you are done, you can either “flip” the property for a speedy profit or follow the BRRRR Strategy by renting it and refinancing into a long-term, low-rate DSCR loan!

Long-term DSCR Loans are also great for investing in turnkey rental properties. Turnkey refers to properties that are live or rent-ready and require no rehab. These could be used as long-term, medium-term or short-term rentals. Most DSCR Loans are fixed rate for thirty years, locking you into a fixed interest rate for the long-term. If historical patterns continue, rents and appreciation increase steadily each year. Thus, if history is an indication, debt costs stay the same while cash flow increases! This can lead to financial freedom and long-term wealth.

Mississippi: A Landlord-Friendly State

One of the main reasons real estate investors that utilize rental loans like Mississippi is that its a landlord-friendly state. Owners of rental properties, such as typical DSCR Loan borrower, are secure investing in the state. Unlike some other states, Mississippi does not have any form of rent control. This means rental property owners are free to set rents at whatever level the market will bear. This can be an advantage for landlords who are looking to maximize their profits.

Mississippi law allows landlords to terminate a lease agreement and evict a tenant with a three-day notice if the tenant fails to pay rent on time or violates other terms of the lease. Additionally, Mississippi law allows landlords to charge a higher security deposit for tenants with pets and limits the amount of time landlords have to return security deposits to tenants. All of these factors combined make Mississippi an attractive state for real estate investors looking to become landlords with long-term rentals.

Where To Invest In Real Estate In Mississippi

Mississippi is a favorite market for real estate investors because of its diverse options. Jackson is the capital city of the states and features a strong healthcare industry and growing technology sector. Gulfport, located on the coast, is a popular tourist destination. Hattiesburg is home to the University of Southern Mississippi and a solid secondary market. Meridian is a smaller market in the eastern portion of the state, and features a very attractive Rent-To-Income Ratio. Finally, Biloxi is another great market for short term rentals, with beaches and casinos as main demand drivers.

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Are you a Property Manager, Full-Scale Mortgage Broker (including Conventional, Non-QM) in Mississippi? We are looking for trusted professionals in Mississippi to refer our investor borrowers too! Comment or DM me to discuss, and we can potentially feature you on our website!

[Pat Heidingsfelder]

Hey @Robin Simon!  Great info on investing in MS! I'm a local Biloxi property manager specializing in long term passive income and real estate brokerage. I'd be interested in my property management company MS Coast Rentals  partnering with Easy Street.