Best Indiana Investment Property Loans (DSCR) - Easy Street Capital!

[Robin Simon]

Read The Full Article Here!Easy Street Capital is proud to be a leading private lender for the Hoosier State! We offer industry leading Hard Money and DSCR Loans for every type of Indiana Real Estate Investor. Easy Street Capital is the investment property loan provider for real estate investors of all experience levels and specialties, including popular strategies such as Short Term Rentals, Fixing and Flipping and the BRRRR Method! Our Indiana DSCR Loans are perfect rental loans for the long-term real estate investor looking for cash flow. Our Indiana Hard Money Loans are ideal for renovators looking to add value through rehabs or ground-up construction!

Check out the rest of this Indiana Investment Property Loans page for all the information you need on our loan programs. Check out recently funded rental loans in Indiana, information on all of our loan programs, FAQs, market analysis and more!

Real Estate investors from across the country are flocking towards Indiana to build rental property portfolios. The Hoosier State is a current favorite of real estate investors due to many factors. These include a strong economy, affordable prices and great vacation destinations! Easy Street Capital is proud to be a leading provider of loans for rental properties in Indiana!

Types of Loans for Indiana Real Estate Investors

When it comes to real estate investing in Indiana, there are many markets and types of rental loans to choose from. For investors that like to get their hands dirty, rehabbing run down properties, hard money renovation loans are a perfect choice! These loans allow you to buy a property quickly and finance your rehab costs as well! Once you are done, you can either “flip” the property for a quick return or pursue the BRRRR Strategy by renting it out (either on long-term leases or short stays) and then refinancing into a long-term, low-rate DSCR loan!

Long-term DSCR Loans are also great for investing in rental properties. Specifically for properties that are rent-ready and require no renovations. Move-in ready single family homes or multi-unit properties are great for cash flow and price appreciation. Most DSCR Loans are fixed rate for thirty years, locking you into a fixed interest rate for the long-term. DSCR loans are typically for properties up to four units, but some lenders like Easy Street Capital will provide these loans on multifamily properties up to 10 Units! If historical patterns continue, rents and appreciation increase steadily each year, providing great returns. Especially for investors that use rental loans. These can lock in your debt service costs the same for 30 years, while your rents can increase.

One of the favorite metrics of real estate investors to spot profitable markets is the Rent-To-Income Ratio. The Rent-To-Income ratio measures a city’s average market rent against its median household income. The higher the Rent-To-Income ratio, the harder it is for renters to afford the prevailing rents in the city. Conversely, if the Rent-To-Income ratio of a market is lower than average, it means there is a large pool of potential renters for investment properties. Additionally, if the city is growing, it means that rents have room to increase significantly, meaning more cash flow and profits for landlords that lock in their debt payment costs for long-term periods by using DSCR Loans.

Where To Invest In Real Estate In Indiana

Indiana is a favorite market for real estate investment properties for multiple reasons. There are lots of varying markets that offer great potential for each type of real estate investor. Indianapolis is the capital and largest city in the state. Fort Wayne is the second largest city with over 250,000 residents and also includes affordable property prices. Evansville is a growing market in the southwestern region of the state and a surprisingly good market for vacation rentals. South Bend is home to Notre Dame University and has over 100,000 residents. Finally, Bloomington is a college town and home to the state’s flagship university, the University of Indiana.

Indiana is a leading state for savvy investors searching for the best Rent-To-Income ratios. According to FastExpert, Indiana boasts a variety of markets for investors looking for high-return opportunities in 2024. These are larger markets too, including Evansville and Fort Wayne!

Read The Full Article Here!

Are you a Property Manager, Full-Scale Mortgage Broker (including Conventional, Non-QM) or Investor-Friendly Real Estate Agent in Indiana? We are looking for trusted professionals in Indiana to refer our investor borrowers too! Comment or DM me to discuss, and we can potentially feature you on our website!

[Robin Simon]

Recent Easy Street Capital Bridge Loans (Fix and Flip / Hard Money) and DSCR Loans (Rental Loans) funded in the great state of Indiana!

💵Just Funded💵
🏘️Multifamily DSCR Loans🏘️
$441,750 Acquisition of a eight-unit multifamily property in Indianapolis, Indiana! 1910-vintage octoplex, this property was fully renovated in 2021 and now serves as an affordable housing option for eight residents in the bustling urban center of Indianapolis

💵Just Funded💵
$103,200 Cash-Out Refinance DSCR Loan on a Single Family Rental in Indianapolis, Indiana! This highly experienced full time real estate investor takes cash out of this occupied and cash flowing rental to raise capital for upcoming 2024 investment opportunities!

💵Just Funded💵
🧊BRRRR Loans🧊
$168,000 Hard Money Loan for the purchase and renovation of a '90s vintage SFR in Indianapolis, Indiana! Experienced project manager and flipper/real estate investor embarks on this BRRRR - should be a quick and tidy rehab + rent + refi + repeat!

💵Just Funded💵
$1,556,800 Acquisition DSCR Loan in Fishers, Indiana! Featuring 7 bedrooms & seven and a half bathrooms, this estate is waterfront on the Geist Reservoir and is decked out with luxurious amenities such as an inground swimming pool and a private boat dock!

💵Just Funded💵
$106,875 Acquisition DSCR Loan on a SFR (Single Family Rental) in Mishawaka, Indiana! How to navigate the real estate investing market in 2024? Have a diversified strategy and follow the numbers like this borrower - with flips and rental properties alike!

[Robin Simon]

More Easy Street Capital Indiana DSCR Loans and Indiana Hard Money!

💵Just Funded💵🏕️airbnb Loans🏕️
$200,000 Acquisition DSCR Loan for a STR investment property in South Bend, Indiana via @Zach Edelman! South Bend continues to be projected as a top market for short term rentals - this experienced investor grabs this property w/ just 20% down!

💵Just Funded💵
$332,500 Cash-Out Refinance SFR Portfolio "Blanket" Loan in Kokomo, Indiana. One loan for three properties, this real estate investor cashes out equity on a bundle of BRRRRs - locked in simplified 30-yr fixed rate financing - cash flowing nicely!

💵Just Funded💵
🏖️Short Term Rental Loans🏖️
$195,000 Acquisition DSCR Loan on a short term rental investment property in Gary, Indiana! This pretty little property sits nearby Lake Michigan & Indiana Dunes State Park - a great "Drivable Destination" STR that should attract visitors from across the Midwest!

💵Just Funded💵🧊BRRRR🧊
Two $140,274 Hard Money Loans to fund the purchase and rehab of a pair of properties in Indianapolis, Indiana! Real estate investor plans to execute quick rehabs on these, rent them out and quickly refinance and repeat again! via @Tanner Lewis

💵Just Funded💵🧊BRRRR🧊
$98,400 Duplex DSCR loan in Terre Haute, Indiana. Property is fully leased at market rent rates and will be acquired by a local expert investor. Easy Street is a borrower-friendly lender willing to do these small deals where others will show you the door!

[Robin Simon]

More Indiana Rental Loans (DSCR Loans) successfully closed and funded by Easy Street Capital!

💵Just Funded💵
💰Indiana DSCR Loans💰
$252,000 Acquisition DSCR Loan (80% LTV - only 20% down payment dscr loan) for a short term rental in Aurora, Indiana! This loan was qualified based on sterling TTM Actuals from the seller - borrower is a STR operator with a great track record - Flexibility! via @River Sava

💵Just Funded💵
💰Indiana DSCR Loans💰
$105,000 Acquisition DSCR Loan on a Duplex in Anderson, Indiana! Local real estate contractor puts his skill set to use on personal rental properties but also engages in diversified real estate investing strategies such as this turnkey buy! Follow the Opportunities!

💵Just Funded💵
💰Indiana DSCR Loans💰
$187,500 Acquisition DSCR Loan for the purchase of a cash-flowing quadruplex investment property in Indianapolis, Indiana for a prolific investor & repeat borrower for Easy Street! Over 60 flips since 2016 and a 30+ door portfolio! financial freedom!

💵Just Funded💵
💰Indiana DSCR Loans💰
$172,500 Acquisition DSCR Loan on a quadruplex in Indianapolis, Indiana! This repeat Easy Street borrower continues to find success in this market with a tried and true strategy:
✅Local Market Focus/Expertise
✅Multi-Units = Nice Cash Flow
✅Easy Qual DSCR Loans

💵Just Funded💵
💰Indiana DSCR Loans💰
🏕️Indiana airbnb Loans🏕️
$236,250 Acquisition DSCR Loan on a Short Term Rental investment property in Monticello, IN! Monticello is known as a tourist destination in north-central Indiana & is home to the Indiana Beach amusement park on Lake Shafer & Lake Freeman! via @Zach Edelman

[Robin Simon]

More great Indiana DSCR Loans funded by Easy Street Capital!

💵Just Funded💵
🏕️Indiana airbnb Loans🏕️
$176,400 Acquisition DSCR Loan on a short term rental investment property in South Bend, Indiana via @Zach Edelman! South Bend continues to be a lucrative STR market, these investors secure this one (only 20% down) right before 🏈season! Smart!

💵Just Funded💵
🏖️AirBnBRRRR🧊
$242,900 Cash-Out Refinance DSCR Loan on a Short Term Rental investment property in Michigan City, Indiana! STR Professional completes a rapid fire BRRRR in time for summer lake season - buying in Jan '24 - fully renovating + creating big value!

💵Just Funded💵
🧊Indiana BRRRR Loans🧊
$111,300 Cash-Out Refinance DSCR Loan on a SFR in Michigan City, Indiana! A great midwestern BRRRR execution for a trio of real estate investing partners - 3 complementary skill sets, 10+ years of experience & a portfolio >50 doors!

💵Just Funded💵
🧊Indiana BRRRR Loans🧊
Short Term Rental in South Bend, Indiana via @Zach Edelman. Experienced investor on property #8 executes a great BRRRR six-month execution, recouping 99% of basis and creating >$100k in value in 6 months! "Free" cash-flowing rental property secured!

💵Just Funded💵
💰Indiana DSCR Loans💰
$182k Cash-Out Refi on a SFR in Franklin, Indiana. Only 20 minutes south of Indianapolis, Franklin is an exciting blend of tradition & innovation with a rich history dating back to 1823. The downtown boasts traditional main street shops, coffeehouses and restaurants!

💵Just Funded💵
💰Indiana DSCR Loans💰
🧊Indiana BRRRR Loans🧊
$205,000 Cash-Out Refinance DSCR Loan on a Single Family Rental in Pendleton, Indiana! Ultra-successful BRRRR method execution - took a little time (bought in January 2022) but HUGE value unlocked - now refinanced / ready to repeat!