Easy Street Capital is proud to be a leading private lender for The Centennial State! We offer industry leading Hard Money and DSCR Loans for every type of Colorado Real Estate Investor. Easy Street Capital is the investment property loan provider for real estate investors of all experience levels and specialties, including popular strategies such as Short Term Rentals, Fixing and Flipping and the BRRRR Method! Our Colorado DSCR Loans are perfect rental loans for the long-term real estate investor looking for cash flow. Our Colorado Hard Money Loans are ideal for renovators looking to add value through rehabs or ground-up construction!

Check out the rest of this Colorado Investment Property Loans page for all the information you need on our loan programs. Check out recently funded rental loans, information on all of our loan programs, FAQs, market analysis and more!

Real Estate investors looking for cash flow and appreciation are flocking to Colorado to build rental portfolios. The Centennial State is a current favorite of real estate investors due to many factors including a strong and stable economy, a growing and highly educated population and beautiful scenic markets perfect for vacation rentals. Easy Street Capital is proud to be a leading provider of rental property loans for real estate investors looking to build rental portfolios in Colorado!

Types of Loans for Colorado Real Estate Investors

When it comes to real estate investing in Colorado there are many markets and types of rental property loans to choose from. With the frequent snowfall and rugged elements, there are good properties in need of renovations. For investors adept at rehabbing properties, hard money renovation loans are a perfect choice! These rental loans allow you to buy a property quickly and finance your rehab costs as well! Once you are done, you can either “flip” the property for a quick profit or pursue the BRRRR Method by renting it out and then refinancing into a long-term, low-rate DSCR loan!

Long-term DSCR Loans are also great for investing in turnkey rental properties. Turnkey refers to properties that are rent-ready and require no rehab work. Move-in ready single family homes and fully furnished vacation rentals are great for cash flow and price appreciation. Most DSCR Loans are fixed rate for thirty years, locking you into a fixed interest rate for a long time. If historical patterns continue, rents and appreciation increase steadily each year. But debt costs stay the same for fixed-rate 30-year loans. This means cash flow should increase every year of ownership for properties financed by a DSCR rental loan.

Colorado: Landlord-Friendly State

With is business-friendly laws and regulations, Colorado is a landlord-friendly state. Owners of rental properties, such as typical DSCR Loan borrower, are secure investing in the state. Colorado does not have any form of rent control laws that apply state-wide. This means rental property owners are free to set rents at whatever level the market will bear. This can be an advantage for landlords who are looking to maximize their profits. Colorado has relatively efficient and straightforward eviction procedures in place, allowing landlords to regain possession of their rental properties in a timely manner. The state provides clear guidelines for serving eviction notices and handling eviction lawsuits. Additionally, Colorado allows landlords to include various provisions in their lease agreements, such as pet policies, late fees, and rules regarding the use of common areas. This flexibility allows landlords to establish clear expectations and rules for their rental properties.

Where To Invest In Real Estate In Colorado

Colorado is also a favorite market for real estate investors because of its diverse market options. There are lots of varying markets that offer great potential for each type of real estate investor. Denver is the capital and largest city in the state. Colorado Springs is the state’s second largest city with a growing population and thriving economy. Boulder is known for its natural beauty and home to the state’s flagship university, University of Colorado. Fort Collins, located north of Denver, has a diverse economy and Colorado State University. Breckenridge is a vacation mountain town known for its ski resorts and mountain landscapes, perfect for vacation rental investors.

Denver

Denver is the largest city in the state, with a population of over 700,000 people. The Denver metropolitan area, known as the Mile High City, is home to approximately 3 million residents. With a diverse and thriving economy, Denver has a strong presence in industries such as finance, technology, and healthcare. The city boasts several Fortune 500 companies, including DaVita, Arrow Electronics, and Newmont Mining. These companies contribute to a stable employment base for renters. Denver is also home to multiple universities including University of Denver. These attract a large number of students and young professionals in need of rental properties.

Denver’s robust economy and diverse population make it an attractive market for real estate investors. The city’s steady job growth and population increase contribute to a consistent demand for rental properties, spanning long-term leases, medium-term rentals, and short-term rentals. Furthermore, Denver’s thriving tourism industry is a major draw, with iconic attractions like the Denver Art Museum, Red Rocks Park and Amphitheatre, and the Denver Zoo. The city’s vibrant cultural scene, and professional sports teams such as the Denver Broncos and the Colorado Rockies create a robust market for short-term rentals.

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