Cash out refinance for a rehabbed property acquired less than a year ago in Mesa, AZ

[Shahrouz S.]

Hi, I'm interested in pursuing a cash-out refinance for a property I purchased in Mesa, AZ back in August 2023 using a hard money loan. I've been informed about the conventional loan's 12-month seasoning period, which restricts cash-out refinancing in my situation. Therefore, I'm exploring the option of obtaining a non-QM (Non-Qualified Mortgage) loan.

Please let me know if you have any contacts or recommendations for lenders who could assist with this type of financing. Thank you.