Seeking Advice on a Potential Property with Pool Decking Issues and Seller Financing

[Allan Pan]

I'm currently exploring properties in San Diego and nearby areas and came across a listing that caught my attention. The property has pool decking issues attributed to recent rainfall, and according to the listing, it cannot be financed using conventional loans. However, the seller is open to allowing the buyer to assume the existing loan, which is below 3%.

I plan to attend the open house tomorrow to learn more about the seller's financing terms.

I have two main questions:

1. 1. Pool Decking Concerns: Given the damage to the pool decking from the rain, I'm concerned whether this issue is isolated to the pool area or if it could indicate broader, more significant underlying problems. What potential risks should I be aware of, and what are the best ways to address them? I have attached pictures below.
2. 2. Expertise in Seller Financing: If I decide to proceed with an offer, I'd like to work with an agent who has extensive experience in seller financing and a deep understanding of the local market.

I appreciate any advice on evaluating this property and finding a qualified agent.