Hard Money for 10% down

[Hoa Nguyen]

I recently discussed with a fellow investor who claims he is getting his hard money loans secured for only 10% down. Everywhere I have looked has always been 20% minimum. I didn't dive too much into who he uses as the conversation was brief. Has anyone else done a deal with hard money with only 10% down? If so do you mind sharing who you used? That would be a game changer for future deals for me. 

(spare me the "hard money is dangerous" advice")