Lender Recommendation for House Hacking in San Diego

[Ronalyn Recaido]

Hi everyone, my name is Ronalyn, I am a 26-year-old in San Diego looking to purchase my first home in the next 2-3 years.  

I'm looking to house hack and I want to find a lender who will allow me to add rental income to my DTI. Ideally, I'd also want to use an FHA loan. Has anyone gone through something similar and if so, do they have a lender they could recommend to help me with this process?

Looking forward to hearing from you all with any tips and resources. Thanks so much!

[Lawrence Potts]

Welcome @Ronalyn Recaido!

I have a friend who just moved down to San Diego (Imperial beach) looking to do the same thing :)

My recommendation is @Grant Schroeder, he helped with a client of mine down there and is currently helping my friend find a house hack as well. Grant is an investor as well and got started with house hacking himself, he knows what numbers you are running and has an outstanding support team. Every transaction I've done with him has been smooth and fast and Grant is very good at explaining and teaching while working very efficiently. Lending fails when they don't respond to questions, are late to get files sent, and do not know how to advocate for you with underwriting, etc.

Hope that helps! Best of luck to you and let us know if you close on your first house hack!