Looking for financing for STR and construction loans.

[Billy Young]

Hey guys I’m in SE Oklahoma doing new construction for str and to sale.  750+ credit score, plenty of cash reserves and good 2 year tax return history.  I’ve been using cash to build but now looking for best financing options.  The small local banks here are 1% over prime on a 3 year arm with 20 year total.  I have to assume I can find better.