House hacking and van life, how to do both?

[Grayson Camp]

Hi everyone,

We are approaching 1 year since we closed on our duplex. We purchased the duplex as our first brrr / house hack project. One year later and here we are ready to rent out both units, reap the benefits of our hard work, and move on to our next project.

But….. we have decided to try VAN LIFE. Where we will move into our self converted camper van and travel the lower 48 states, hopefully save money, and collect all the memories.

How do we navigate this with taxes and mortgage rules? We will be refinancing our duplex as we purchased it with a 3.5% down FHA loan. And we both work full time remote w2 jobs.

Can we claim the duplex as our primary residence if it is fully rented out and we are traveling? Can we purchase a new multi family with an FHA and claim a unit as our primary residence but still travel full time? If so, could we Airbnb while we travel, yet still claim it as our primary during first year?

Any advice is greatly appreciated!

Thanks.