Solo 401K Purchase Cash flow, Can I use Now?

[Todd Mason]

I’ve searched the forums but can’t seem to find the specific answer.

I love the idea of purchasing an investment property with a solo 401k and taking the big tax benefits right now.

My question is, although I understand the asset and any gains from appreciation are for retirement only, can I use the cash flow generated right now? Before retirement?

Or a better question is HOW can I be able to use that cash flow before retirement?

[Dmitriy Fomichenko]

Todd, the other option is don't contribute to the 401k and invest personally. BUT if you do that you don't get to take advantage of tax benefits now (contributions are tax-deductible) and you lose long term benefit of tax-deferred growth (compounding is very powerful). 

The bottom line is this: do both! Invest personally for cash flow now, and invest in your 401k to build wealth for the future use.