STR liability Questions

[Julia Ferris]

If I have an FHA Streamline mortgage, will I ever be able to put the property into an LLC? I just got a 2.25% interest rate, and doubt I'm going to want to refinance again.

Also, does anyone know about STR insurance? I live in hurricane country, and all the reasonable quotes I got said that they did not include wind protection. With wind protection the price was three times more. Have my regular home owners insurance, and purchasing the STR insurance without wind, is less expensive than the STR with wind, but they won't let you do that.

Thank you,

Julia