Private funding

[Hal Elarbee]

my sister inherited a lot of money and has it in a investments through a financial planner.
Is there anyway that she can remove a large portion of her Investment money out of that vehicle and make it available to me to pay her the 8 to 12% interest that she's not getting now without a IRS penalty for pulling it out. I've looked into real estate investment trusts and being a family member The rules don't allow for her to move her money into a real estate investment trust with me as a participant.
If not do you have a interesting way that it would beneficial for her to loan me money for flips in this situation?