SBA loan got aproved 15k, I have two question

[Lisa Forde]

Hi all, I just got aproved for 15k of SBA Loan, however I have two quick question

1) I saw people mention first 12 month interest free. Don’t see that anywhere on my portal. It say 3.75% interest , repayment started after month 12. But did not say first 12 month interest free tho.

2) I also saw people mention we can keep first 10k. But on my page I did not see mention I got to keep first 10k either.

Thanks