To Use or Not Use My LLC?

[Patrick Torres]

I have a small multi family property under contract in New Mexico. I created an LLC in New Mexico and have an EIN number. My lender has told me the mortgage must be in my name, but it is common for people to deed the property afterwards into their llc (I know this could trigger the due on sale clause, let's assume that's not an issue). I would prefer to have the property belong to my llc, with insurance and bank accounts all in the LLCs name. 1) I may want to refinance this property later on down the line, will I run into issues if I've deeded the property to my llc? 2) Could I run everything through the llc even if I kept the title in my name? Could I still deposit rents into a business checking account and get insurance In the llcs name?