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Updated almost 5 years ago on . Most recent reply
![Blake Harris's profile image](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1678918/1621514719-avatar-blakeh120.jpg?twic=v1/output=image/cover=128x128&v=2)
Regulations on FHA loans
I am currently attending the University of Missouri, but I plan to work and reside in Kansas City following the completion of my degree. I obviously do not want to tie myself down in with a year-long investment property (minimum before I could refinance out of the FHA into conventional) forcing me to stay in Columbia just to full fill my obligation to the FHA loan of living in the property. What I am really asking is if I buy a property in Kansas City with an FHA as my primary residence and do not rent out the unit I would theoretical be living in, would I be okay legally as my address in Columbia while finishing my degree is not a primary address, but rather just my temporary stay while studying?
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![Jaysen Medhurst's profile image](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/373993/1621447469-avatar-jaysenm.jpg?twic=v1/output=image/cover=128x128&v=2)
Under most circumstances, @Blake Harris, you must take occupancy within 60 days of closing when using a FHA loan. Do you graduate in 2020 or 2021?