Legal Description Abbreviations Potential Issue Chicago Cook Co

[Tony Rodriguez]

Hello all, I'm in the process on closing on a property located in Chicago and the title commitment has the legal description of the property as ... PRINCIPAL MERIDIAN, IN COOK CO ILLINOIS. but the current recorded deed has the description as ... PRINCIPAL MERIDIAN, IN COOK COUNTY ILLINOIS.

So the word COUNTY has been abbreviated to CO in the title commitment I'm supposed to sign, my lawyer says it should be OK but I'm not so sure, I have yet to find a deed in cook county that abbreviates the word cook. I'm I being too picky or can this be a potential issue when I sell the house?

[Ned Carey]

@Tony Rodriguez I don't think it would be an issue. Given the context of both the hud, sales contract, and the title commitment, it should be clear that the property they intend to insure is the property you are buying. Is there another description like tax ID number.

Remember this is a contract between you and the title insurer. I don't think a judge is going to say that because the insurers agent, the title company, abbreviated the word county, that it is clear they intended to insure a different property. Especially when no other property has that legal description and given the context of the HUD-1 and settlement.