Can Parents Self Directed IRA lend money to my SD IRA?

[Michael Lauther]

My moms IRA Is earning less than 4% and she is taking a minimum distribution she is 85 year old. What are the issues if we go ahead with this plan?

I would have alternate min, tax if I borrowed to finance real estate? would there be a better way to structure it say as equity partners but the intent would be to increase her interest and earn money on her equity inside my IRA and that on the face of it is problematic.

I was thinking of selling her a percentage of my real estate portfolio and giving her that % of rental income. This would free up additional cash to purchase more properties.

I do not think I can manage her properties if she purchased them inside a SDIRA without violating the prohibited transaction rule.

there are 4 "children" that are equal beneficiaries of the IRA . what are the tax implications upon ultimate distribution to the children.