Sold with Owner Finance in FL - Buyer Already Late in 1st Payment

[Adriano B.]

Hello BP,

I sold a property in Miami, FL and provided some owner finance to buyer. This is my first experience providing owner finance on a property. The deed was recorded in first position. The buyer (now mortgagor) is already late in making his first payment. I know I have to send him a letter of default or warning letter as the first step in an eventual foreclosure process. Questions:

- Does anyone know where I can find a template for this type of letter applicable to FL?

- Does anyone know of a real estate attorney in Miami that they would recommend?

- Any advice or comments?