LLC Transfers Without Undue Risk

[Aaron Smith]

Hello All BP Contributors,

I have truly appreciated the information I have found inside these forums. This is my first post myself :-\

I know there are other posts on this, but I can't seem to get a solid answer on my situation. I am wondering - how does one actually transfer their current properties, that are attached to their personal name, to an LLC?

The reasons for me wanting to transfer these are for the majority, liability issues and protection for myself and my family. But, how does one transfer a property into an LCC, and avoid the risk of having the note called due? I have talked to a few different lenders and they have assured me that they have never seen that happen. But, IF it did, I don't exactly have the funds to pay off the note, sitting in my account.

I am told that I cannot get a loan with an LLC on it, unless it is a commercial lender. Then I am being told that commercial lenders do not offer fixed rate, 30 years loans (only offer adjustable rate loans).

Can someone please assist me in understanding how I can transfer these properties without the risk of the note being called due, if at all possible?

THANK YOU!!