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Updated about 13 years ago,

User Stats

9
Posts
0
Votes
Christopher S.
  • Real Estate Investor
  • Chattanooga, TN
0
Votes |
9
Posts

Illegal Foreclosure attempt on my property in 2008-2009

Christopher S.
  • Real Estate Investor
  • Chattanooga, TN
Posted

I had two mortgages with Countrywide.

2 with Bank of America

2 with a local bank

(All loans Current & escrowed)

Bank of America takes over the 2 countrywide loans and asks me for the 2 payments I am behind then the next week I get a check for $2552 (exactly 4 payments) This was a refund of my payment to countrywide. Well just to clear things up and keep me out of an illegal foreclosure I western Union $3190 (per the BOA custumer service to cover the 4 plus the now current payment) then 2 weeks later I get a refund by way of wesern union and a letter saying payment denied!!!

That same week I start getting intent to accelerate letters and letters from an attorneys office in ATL.

Long story a bit shorter:
They have added $2600 in fees to each of these accounts that they say will site there the life of the loan and must be paid.

Keep in mind, my other 4 mortgages and these two WERE current as I have never made a late payment (not over 30 at least)

I have all paperwork and the western union where they refused payment.

My local branch manager finally straightened it all out but they will not remove the fees!

What do you suggest, If you have any questions feel free to ask. YES this is 100% true.

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