Name on deed not on mortgage, if I'm being sue could they go take

[Juan P Gomez]

Hi , I may be getting sued and I currently have my name on a deed but not on the mortgage. My Mother purchased a home 4 years ago and put my name on the deed. I am not on the mortgage and it is currently a residential mortgage but the home is currently being rented out for cashflow. Could they legally sue me and take my mothers home for me being on the deed?

[Wayne Brooks]

If they get a judgment, they can go after Your interest in the property which would be half the equity, but not her half.  That Could lead to a partition action forcing the sale of the property though.

Talk to an attorney, but if the property is your or your mom’s homestead, there may be some protection, as there is here.