SDIRA - Best Options for Future Refinance?

[Philip Bourdon]

Hi. I will have over 50K that will be distributed from my 403b (I'm over 59.5 so no penalties). I am considering buying and holding a multi-unit (they can be found cheaper in Pittsburgh and rehabbed for under that).

I have been reading here that if I create an LLC, most, if not all banks will not refi down the line. I am working on my credit score and in two years or so it will be much better. Sooooo, is there another entity that will enable me to get a refi down the line?

What had appealed to me with the LLC at first was checking capabilities. I consulted with a RE Lawyer who set one up for me at about $1000- So, what other choices might I have?

Thanks,

Philip