How do I transfer my mortgage into an LLC

[Dolores Gonzalez]

So, I purchased a 3 unit apartment building using a HELOC loan. I purchased it under ownership of an LLC for liability purposes and also because I plan to buy a few more rentals in the coming years. The plan was to fix it, rent it and then do a cash out refi to pay back my HELOC (BRRR). There were a few bumps with the fixing part but ultimately, everything seemed to work out except for the refi. I used a residential mortgage broker. Throughout the whole process I was never clearly informed that I would be required to quitclaim the deed into my personal name. After sending the refi docs to my accountant for review, he pointed out that the building was no longer under the LLC ownership and has urged that I get it transferred back. I talked to a real estate attorney and he says I just need to quit claim the building back to the LLC, but I will need the lender's permission. The mortgage broker does not think that is an option and explained that there is no bank that would lend to an LLC and that is why they had to transfer the deed to me personally. I would hate to have to refi again due to the crazy fees. Based on internet research, it seems I could do the quit claim, but risk the lender calling the loan. Also, I saw something about transferring title to a Trust with the LLC being the beneficiary. I really need some advice on what to do to fix this. Also, moving forward what are my lending options if I want to own more property under an LLC? Is there a certain type of attorney or professional that I should be seeking out for help?