Community Property Issues and Questions

[Shiv Jey]

I live in Washington, investing in Alabama and Ohio.  The fourplex I have under contract in Alabama was going well until they're telling me that they need my wife's signature as it's a community property state.  The title agent from Alabama said this is not needed, but the lender is saying it's needed to meet investor requirements, whatever that means.

My wife fully supports my real estate endeavors, but does NOT want to be involved.  We both work, and she wants her money in traditional investments, and allows me to do my real estate stuff.  

The funds to secure the loan are in MY name only.  The loan is to be in my name only.  The title and everything is also to be in my name only.  Can this be done in non-community property state?  The intent is to completely shield her godforbid I get sued.  If I fail and need to foreclose, I want her protected as well.  Can anyone give me insight as to this?