Property Financing: First Duplex

[Patrick Ng]

Hi all,

Newbie looking to move on my first duplex. Recently had an offer accepted for a duplex in San Antonio. I have been shopping for ways to finance the property. After calling multiple lenders and brokers, it seems as if my only option through conventional loans is a 75% LTV. Putting 25% down for the property is going to stretch me a little bit, and wanted to know if anyone had similar experiences/advice on how to fund the deal with leaving more cash on hand. Thanks everyone, happy holidays!