Question: about Cash Out Refi for Parents Home

[Taye N.]

My Parents have alot of equity in there homes But there income does not qualify for refi. 

Would it be possible for me to tap in to there equity and put my name on the title when doing a Refi?

Example: My dads name and mom name and my name on title and using my income to refi?

1. Will there be any tax issues for me?

2. Are there any better ways to do?

3. Maybe gifting? 

4. Any suggestion on method to get some equity out of there home? I will be paying the increase mortgage of course.