27.5 or 39 year depreciation

[Megan Arzt]

I have 2 nightly rentals that I just bought and put into use this year.  They are sort of a gray area since they are not being used as residential dwellings, but could be.  My accountant seemed to think that I could choose which way to depreciate them (commercial or residential), but that once I make that decision I will have to stick with it.  One argument that my account put out in favor of of the 39 years is that I'd like to keep buying properties and less depreciation will help my numbers look better to lenders.  Don't they add depreciation back in anyway when approving you for a loan?  I'd love to hear everyone's thoughts and arguments on the matter.  Thank you in advance!

Megan