Health care for full time real estate investors

[Patrick Pan]

Hi,

I recently left the corporate world to become a full time real estate investor. I've been doing it a bit over a decade. My strategy is pretty simple; purchase, rehab, rent. Rinse and repeat. Tenants pay for my mortgages and I have a little bit of cash flow left.

When I was working for corporations, they paid for most of my health care expense. Now I'm on my own and wonder how other investors (self employed) handle the health care issue. I'm a healthy single who hardly see the doctor (except for annual check up). Therefore I had the high deductible plan with HSA (Health Saving Account) when I was employed. It was a great way to save money funding my own HSA account instead of paying pricey premium. Amount contributing to HSA also reduced taxable income. It was a great setup. I wonder whether this option is available for self employed like us. I did some google search and it seemed available. However when I discussed this with my current health care provider (blue cross), they didn't know what to say. I wonder if I have to find the health care provides that have this option. 

What kind of health care do you have as a full time real estate investor? Please share your experience.

Thank you,

Patrick