Securities soliciting, private mortgage

[Matt Geerts]

Would it be considered "Soliciting securities" if I publicly advertise that I'm looking for someone to hold a mortgage on a house for me? I am not looking for someone to share in profit/loss as a capital investor, only for someone to act as a lender.

I want terms that would not be available at a bank, and I'm willing to pay a rate high enough to make it worthwhile, I just don't know if it is legal to ask publicly for this type of service.

Thanks