need some LLC help

[Garry Martin]

Hello Everyone, I am looking into setting up an LLC and would like some advice on how I should approach this.

Here is my situation:
Currently I own 3 properties, (2) 1 families and (1) two unit. All are in my name. The two, one families have traditional mortgages. I recently purchased the two family on a HELOC.

I have been doing quite a bit of research and from what I have read, everyone recommends setting up an LLC.

The Problem:
If I set up an LLC, how can ownership of the properties be transferred without the banks calling the loans. I really do not want to refinance them. If I do have to refinance them, how would the LLC get approved for the loans without any credit history? Would they just go by my personal credit?
I will be refinancing the two family on the HELOC, so I am looking to set up the LLC before that happens.

I clearly have a lot to learn on this topic. So if someone can recommend a good book or two that would step me through the process, that would be great.