Closing / Fee Policy

[Anna NA]

I'm coming up on my closing next week on my first house. The attorney has told me that there will not be an in-person closing, but rather that all they need from me is the check.

Currently I received a signed copy of the contract from the seller, but it looks nothing more than a pencil whip and I can hardly read the name of the person that is signing for the bank that is selling it. I'm just apprehensive about handing over a huge amount of cash just like that and trusting the attorney to handle all the deed stuff etc without me actually seeing the deed. (They said they can show it to me but I'm still worried as I've never seen a title deed in my life.. )

Also, on a separate topic - the attorney said that per the contract the seller (bank in this case b/c this is a foreclosure) is providing me with a "fee policy" which they are saying is the title insurance. Could someone explalin to me how this title insurance business works? They told me I would not receive the full title search from the title company until AFTER the closing because the deed assignment can take up to 6 months, but instead they are providing me with this fee policy. Is this normal?? Please keep in mind this is a foreclosure, the attorney told me that this is generally what happens with foreclosures, but I get the heebee-jeebees about trusting lawyers..