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Updated about 10 years ago on . Most recent reply presented by

Terry N.'s profile image
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Terry N.
  • Architect
  • from Raleigh, NC and Mid Michigan
  • Member since Aug 16, 2014
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Terry N.'s profile image
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Terry N.
  • Architect
  • from Raleigh, NC and Mid Michigan
  • Member since Aug 16, 2014
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Terry N.
  • Architect
  • Raleigh, NC and Mid Michigan
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Tax, SDIRAs & Cost Segregation

Reporting Rental Income

Terry N.
  • Architect
  • Raleigh, NC and Mid Michigan
Posted

Dumb question...I'm a newbie, please forgive...

If I get 1100 a month in rent but I pay 900 in mortgage payments.  Do I report my rental income as 2400 a year?  or 13,200?

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    Kyle J.'s profile image
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    Kyle J.
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    Kyle J.
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    Kyle J.
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    Kyle J.
    • Rental Property Investor
    • Northern, CA
    Replied

    You are required to report the gross rental income you collect (in this case 13,200 - assuming you actually collect it all). You then can deduct your allowable expenses from that, which would include mortgage interest paid but NOT principal payback. So your entire mortgage payment would not be deductible. 

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