Is Beneficiaries credit affected during bankruptcy?

[Ibrahim Hughes]

Hi everyone. Let's assume that a property owned by an estate is in foreclosure and interested in stopping it. I'm aware that an estate cannot file a chapter 13 bankruptcy. My understanding is that only heirs of an estate can file.

Is it safe to assume that if an heir files bankruptcy, his or her credit will be impacted? In other words I'm assuming it will be looked at by potential landlords, lenders etc as if the heir filed bankruptcy under normal circumstances?