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Updated almost 3 years ago on . Most recent reply
Self-Directed IRA from TSP...
Military and retired military friends - is it possible/has anyone had experience borrowing against their TSP, like a self-directed IRA, to invest in Real Estate? Looking for some insight on how to do this. I served 4 years and have about 55k in my TSP that I would like to invest into real estate. Thanks!
Most Popular Reply
If you have separated from service, then you can rollover your TSP to an IRA of your choosing. Some self-directed IRA plans are configured to allow for investments other than the stock market, such as real estate.
With a self-directed IRA you are not borrowing from the plan so you can invest in real estate. Rather, the plan is investing in real estate rather than being limited to investing in the stock market. It is still tax-sheltered retirement money, and everything the IRA does is purely for savings purposes within the IRA. You may not personally use or access the funds until you reach retirement age.