Cashflow or AUM to Obtain Loan

[Patrick Hancock]

Hello and thank you in advance for any and all comments and/or suggestions!

For those of you that have been able to obtain a loan for your LLC, have you found that banks are looking more for cashflow or AUM? My partner and I have recently created a LLC to purchase real estate through. First property has been acquired and looking for the next. What would place us in a better position to obtain a business loan to help scale? Buying the next several properties cash to show greater Cashflow or using leverage where we could add more properties (greater AUM) yet would then show less Cashflow.

Pat