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Updated over 2 years ago on . Most recent reply

Adam Soyak's profile image
Adam Soyak's profile image
Adam Soyak
  • Property Manager
  • from Mokena, IL
  • Member since May 9, 2016
  • Posts 70
  • Votes 15
  • Experience 9 Yrs
  • Investments 9
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User Stats

70
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15
Votes
Adam Soyak's profile image
Adam Soyak's profile image
Adam Soyak
  • Property Manager
  • from Mokena, IL
  • Member since May 9, 2016
  • Posts 70
  • Votes 15
  • Experience 9 Yrs
  • Investments 9
Connect
Adam Soyak
  • Property Manager
  • Mokena, IL
15
Votes |
70
Posts
Creative Real Estate Financing

FHA Loan for Single Family with 2 Houses on Property

Adam Soyak
  • Property Manager
  • Mokena, IL
Posted

I am looking to purchase a home FHA but it has 2 houses on the lot. 1 house will pass FHA no problem, the 2nd house will not pass FHA and is currently uninhabitable. Our plan would be to rehab the 2nd home for future rental.

My question is will the FHA inspector allow this property to have an FHA loan. Does each home need to pass FHA if we are not living in the 2nd home.

Thank you in advance!

  • Adam Soyak
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    Caroline Gerardo's profile image
    Caroline Gerardo's profile image
    Caroline Gerardo
    • Lender
    • from Laguna Niguel, CA
    • Member since Mar 2, 2015
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    Caroline Gerardo's profile image
    Caroline Gerardo's profile image
    Caroline Gerardo
    • Lender
    • from Laguna Niguel, CA
    • Member since Mar 2, 2015
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    Caroline Gerardo
    • Lender
    • Laguna Niguel, CA
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    Caroline Gerardo
    • Lender
    • Laguna Niguel, CA
    Replied

    Change your loan to 203k, if your lender doesn't do them or failed to mention, switch lenders today. You need a contractor to do a detailed estimate of the repairs today. The estimate is reviewed by Underwriter.

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