Ideas on construction loan?

[Gary L. Henderson]

I own a piece of land in a townhome community that will hold four units (quadraplex).  I intend to rent them out.  This is in Charlotte, NC where there is a housing shortage and the market is hot.  I've been qualified by a couple of lenders but they want 20% & 25% to close which is prohibitive on a $700k build.  Other than bringing in another investor, any ideas? It's in an Opportunity Zone.