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Updated over 3 years ago,
NEED to RE-FI! Have ALL but 'standard' income!
Hello! I am desperately looking to do a cash-out re-fi on 2 different properties. The LTV would be about 58%, we have credit scores around 800, have owned the properties for almost 20 years (verifiable rental history), current rents would cover PITI (after the cash-out).....but we are W-2 employees in a new start-up that does NOT have 2 years history. Can anyone help point me in a direction or refer me to someone/anyone (??) who could possibly help me? Would need to be at about 3.375-3.5% to have it make sense. FM/FM loans will not work due to the fact that they cannot 'count' our income. Any direction would be greatly appreciated! Thanks in advance.