Financing for a BR RR

[Taylor D. Jenkins]

I want to buy a house cash, do some renovations, live in it, and refi to pull most (if not all) of my money out. I’ll probably rent it out later but that doesn’t fit into the equation right now. A BR RR if you will.

The house is in good enough shape to close conventional. I’m only wanting to close with cash to make my offer stronger and bc I don’t want any financing bs to hold up closing. In any “normal” market, I’d just put 0-3% down owner-occupied, pay for the reno, and call it a day.

I’ll be speaking to banks/credit unions as well but what do you see as my options to refinance (or finance) after reno to pull my money out as soon as possible? Any seasoning requirements? Is delayed financing an option here?