Establishing credit worthiness

[Nana Qwequ]

I have 3 credit cards with a total limit of $4,500. My credit utilization is just under 15%. I also have a charge card, an Amex gold which is my primary card which I pay off in full every month. I have a credit score of 720. I do not anticipate I will fall behind in any of my payments because I have a steady income and a good amount in savings. Will this be enough “credit worthiness” to qualify for loans/mortgages? If not what else should I do?

Thanks community

[Andrew Postell]

@Nana Qwequ yeah, that credit is fine.  Now, credit may not be the ONLY thing that a lender looks at but if they do analyze your credit as a part of the deal that credit score is a good one to have.