Will this multi-use property affect refinancing?

[Jenn W.]

I recently purchased a great property with two separate duplexes. One duplex I'm using for long-term rentals, the other I'm renovating for short-term rentals. I got the property for 50k under asking with plans to do some much needed maintenance and also rehab one of the buildings. The plan is BRRR. My question is: will the short-term rentals affect me when I try to refinance? The long term rentals bring in great cashflow on their own, but initially my banker said they may want to see 12 months worth of rental income if something is rented as a short-term unit. Any experience with this scenario?