Financing for an Independent Contractor

[Ryan Sanford]

Greetings all. I have a quick question about financing for my very first property: I'm wondering how hard it will be to find a local bank to approve me for a loan to purchase my first property. I made $36,000 last summer working as a door to door salesman, and the income is still flowing in on a bi-weekly basis. I have a relatively short credit history, with a score around 720, and I have an emergency fund of $8,000. No student debt or car payments.

If you are a hard money lender in the DFW area, I would love to network as well! I have a goal to purchase my first property before the end of February, so I fully intend to make it a reality. Any suggestions would be greatly appreciated.

Cheers!