Owner financing a home that’s owner financed

[JC Espinoza]

Hello BP! Looking for help/information.

I’m looking to buy 2 single family homes via owner financing. Buying to the homes for 80k each home with a 5k down payment on each home. One home in vacant the other is rented. The homes are in my home town and I live about 5hrs away.

Both homes are currently under a owner finance. With about 30k owned on 1 home and 45k on the other home still. The current market value for a 2 bed 1 bath home in the area is 120-145k.

My question is can I still owner finance a home that is currently under an owner finance?

Would they homes have to be paid off for the seller to sell them to me?

Would it be best to try to get a mortgage from the bank to purchase these homes?

I have not looked into to see if they currently have a due on sale clause.

How would you go about this situation?

I have an 770 credit score and 2 year of employment history.

Any information/advise would be greatly appreciated!