Good interest only HELOC is C. Calif for primary home?

[Catherine McHale]

Hello! I'm looking for any recommendations for a good primary home HELOC - interest only for 10 yrs withdrawal period. I am trying to pull out ~$250K-$300K, which should be feasible, as I believe my home is valued at ~$1 MIL +/-. I am really annoyed that is spent 2 months working with Penfed and paid $490 for an appraisal, and their appraisal came back at $840K- I got a HELOC in 2017 and the property was valued more then, and just refi'd and the desktop appraisal (usually more conservative than walk through) estimated $950K. I've researched about 8 others, and many banks/credit unions have lower limits or higher interest rates. Planning to use the funds for my next property acquisition. Thanks for any info! ~Cathy