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Updated about 4 years ago,
Occupancy Rule for FHA loan
I'm looking to buy a multi family for my first investment property. I know many people have success house hacking MF. My wife and I currently have a house but only she is on the mortgage, I am not. I have never had a mortgage in my name. Would it be possible for me to get an FHA loan if I list the rental property as my primary residence and one unit stays vacant? Or would that legally be fraud?