Good morning All!

New to BP community, I have scrolled the forums long enough to not have an account set up so here I am.

I wanted to ask a question about what i plan on being my next move. After buying my first rental and finally putting it up for rent I am excited to get started on finding property #2, I have drawn my interest towards the BRRRR strategy as i find it can be very successful especially if someone can DIY with renovations and can make the #s make sense. My thing is that from what my broker says investment properties are now only able to be bought with 20% down. Is this what everyone else has seen as well since COVID started? I put 20% down on property #1. At 20% down i wont be able to get started on another property for at least another year, wanted to see if you all suggest to go that route for #2 and get conventional 30, BRRRR and then continue buying or if i should do more research on HML? From what i have seen so far HML is tough to refi out of but i do not have enough experience to know that for sure so thought i would bring my ideas and questions here.