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Updated about 12 years ago on . Most recent reply

Brandon Pearsons's profile image
Brandon Pearsons's profile image
Brandon Pearsons
  • Investor
  • from Oroville, CA
  • Member since Nov 17, 2010
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Brandon Pearsons's profile image
Brandon Pearsons's profile image
Brandon Pearsons
  • Investor
  • from Oroville, CA
  • Member since Nov 17, 2010
Connect
Brandon Pearsons
  • Investor
  • Oroville, CA
1
Votes |
82
Posts
Creative Real Estate Financing

Locking in Rate today

Brandon Pearsons
  • Investor
  • Oroville, CA
Posted

Its strange the Mortgage Company's rule of thumb is it does not pay off in a few years don't by the points. This is an investment property that I plan on holding for 10 years or so...

What do you all think is the best option?

4.0% -1.40% points - Payment - $427.76 (principal and interest)

4.125%- 0.7%points - Payment - $434.25 (principal and interest)

4.25%- no points - Payment - $440.78 (principal and interest)

Thanks

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